IELTS Writing Samples

Response: There is a controversial debate about whether the vast majority of people, especially children ought to not squander their wealth and they should save their money for their future. I completely agree with this statement and I personally believe that this measurement will present numerous beneficial impacts on people’s lives. In this essay, I will discuss this statement and eventually give my opinion. There is no doubt that saving money directly leads to significant benefits for people’s lives especially for children. In fact, with saving money and spending wisely, people will be able to create more profitable circumstances for themselves in the future. For instance, if they possess enough money, when a company needs to be invested, people will not lose this prominent opportunity. As a result, by investing in some proper opportunities they will be able to increase their income. Thus, they will possess well-off live in the future especially for younger generation. Moreover, another significant favorable aspect of this theory is that in difficult situations, when people require money to become free from a negative predicament such as illness and accident, they will not require to lend money from others such as their relatives or friends. Thus, they will be capable of coping any inevitable tensions. Indeed, in some country around the world because of the poor economy, the cost of hiring a house fluctuates significantly, thus in this occasion, it is imperative for tenants to save money to avoid any problems with the owners of the houses. To sum up, there is a statement that most people, including younger generation should save their money for their future. I definitely agree with this statement because I believe that it has myriad beneficial effects on people’s lives especially children. As a result, it makes people will be able to cope negative conditions of their lives such as accident, illness, an increase in cost of hiring. Furthermore, with having significant amount of money in the future, people will be able to invest in some profitable opportunities, which will cause having prosperous life.

Response: Being thoughtful of the future is a crucial act. I am of the opinion that everyone in society, especially the young community must be forward-thinking, and consider saving money for rainy days. To begin with, life is not predictable, and no one can surely forecast the coming events. People may be in a good financial status one day, and the other day they cannot even afford the basic daily costs. Consequently, saving money helps overcome these hardships of life. In this case, you would experience less stress and anxiety since you have a monetary source to rely on. An amateur businessman might experience the best days of their career at first, however, the next day due to the economical situation of the country, they go bankrupt. If they have a savings account, they have fewer worries about the future, and also can use it to enhance their conditions. Another argument for this is the fact that young people have just started their lives, and they should take the responsibilities in the near future. Moreover, they are going to work independently and make their own families, so it is good for them to have a budget which they can use to start a business or buy a house of their own. A person who is in their twenties, for instance, has various goals for their life, such as buying their dream car, or achieving financial independence; thus, if they want to make it come true, they must start setting aside the required money as soon as possible, so he can purchase it earlier. In conclusion, I believe that putting money aside for the upcoming days is an essential measure to take in adulthood. It makes you overcome the unforeseen circumstances properly.

Response: Saving money for the future is perceived as a crucial measure for young adults to take. I agree with this notion, because they need to guarantee a safe future for themselves, and be prepared for unforeseen events. First and foremost, young people have a long journey and it is vital to be prepared for any unfortunate issues in the future. Tomorrow is full of mystery, and people need to assure that they can overcome any obstacle that comes in their way. For example, with the emergence of Covid-19, many were made redundant. As a results, those unemployed underwent a tremendous stress to provide the basic necessities for their lives, when there was no job for them. Hence, tactful people do not rely solely on their monthly paycheck, and try to be prepared for the future by putting some money aside.Moreover, young people need to guarantee their own future, or their family. It is wise to invest money to achieve bigger dreams, like owning a land, or running their own business. Striving and desiring more are intertwined in our nature, therefore individuals are supposed to be farsighted. However, people need to be present in the moment, and enjoy their lives as much as they can, being concerned about future and preparing does not mean taking their time and youth for granted, and become anxious all the time. In conclusion, although it is wise to live in the moment, I believe individuals are required to save money for their future, whether for unpredicted problems or simply for providing comfort for themselves."

Response: It is claimed that saving money for the future is crucial for individuals while the young persons are not an exeption. I strongly agree that everyone should be responsioble for their future unpredictable expenses, however some people may believe that this is the governments responsibility to provide some financial assistance. In this essay I will argue that why people should save money for the following years of their life even the youth. First and foremost, government supportive schemes, albeit useful, is not adequate due to the fact that national budget should be allocated to different aspects efficiently. Thus. People should not be dependent on others help in order to lack of responsibility for earn and save money may prevents them from enhancing their financial knowledge. Moreover, if a person does not have adequate knowledge about finance, means of investment or unpredictable expenditure, they are more likely to spent their money like water. However, governments can provide some incentive programs such as, some finance courses for all ages which contribute to rising public awareness about how invest properly or what kinds of investments are much more suitable for their age group and income. Eventually this is people who should determine their future by their wise decisions. Furthermore, this action provide a sense of self-confidence whenever they invest and make profits. Thus, learning to save money promote not only numerous benefits for future but also personal development. In conclusion, I affirm that it is a vital skill which should be learned no matter in what age you are due to its importance role in the present and future life for everybody.

Response: It is claimed that saving money for the future is crucial for individuals while the young persons are not an exeption. I strongly agree that everyone should be responsioble for their future unpredictable expenses, however some people may believe that this is the governments responsibility to provide some financial assistance. In this essay I will argue that why people should save money for the following years of their life even the youth. First and foremost, government supportive schemes, albeit useful, is not adequate due to the fact that national budget should be allocated to different aspects efficiently. Thus. People should not be dependent on others help in order to lack of responsibility for earn and save money may prevents them from enhancing their financial knowledge. Moreover, if a person does not have adequate knowledge about finance, means of investment or unpredictable expenditure, they are more likely to spent their money like water. However, governments can provide some incentive programs such as, some finance courses for all ages which contribute to rising public awareness about how invest properly or what kinds of investments are much more suitable for their age group and income. Eventually this is people who should determine their future by their wise decisions. Furthermore, this action provide a sense of self-confidence whenever they invest and make profits. Thus, learning to save money promote not only numerous benefits for future but also personal development. In conclusion, I affirm that it is a vital skill which should be learned no matter in what age you are due to its importance role in the present and future life for everybody.

Response: It is widely accepted that individuals, especially young people, ought to save their money for using in future. This essay explains the reasons why people have to save money. I strongly agree that every person should have a deposit for future. To begin with, it is an essential skill that people have to learn from their childhood. Parents should teach this concept to them to save money for their elderly years. For example, if young people use to save money, it would be possible to explore different places in the world when they get old, and spend their leisure times by creating unforgettable memories and visiting new places. It is definitely convenient for them. In addition, young people ought to consider instability and uncertainty in the economy situation, and they always have to be ready if they lose their job. Having enough saving helps them to live without salary at least for a short period, and they are able to look for a decent job without any concerns. Finally, when a young person decides to marry, having saving is a good support for him/ her. For instance, it is obvious that the person needs huge amount of money to have a wedding party, and saving is really helpful in this circumstance. In conclusion, I believe that it is crucial for people to save money, in order to have welfare in unpredictable moments, or having fun in future. Although it does not mean that people have to be stingy. I claim that not only it helps them to manage their budget, but it also helps them to live comfortably in future.

Response: It is said that saving money for the future is significant, especially for young people. I completely support this idea because they become independent in their lives, moreover, they always have support in hard situations. This essay will argue these beliefs about saving wages. Firstly, although it is hard to be providential early, saving money has many positive effects on everyone’s lives, especially the younger generation. They learn how to manage their wages in the future; thus, they become more independent and can make decisions by themselves. For example, if they want to buy a car years later, they can purchase it from their saved money and shoulder their responsibilities instead of asking their parents. Furthermore, as can be seen, we can not predict when problems will arise and when we need money so we should be ready for them. In other words, financial supports make people feel more relaxed and what should be mentioned is that youngsters can be calm in hard situations in the future if they prepare for them by saving money. For instance, sometimes in families, parents get different diseases by getting old and maybe they need to do surgeries. In these cases, offspring can help them. In summary, I completely agree with the idea that it is important to save money for the future, especially for the younger generation because they can learn to manage wages better and become independent, also they will have significant support when an issue happens in their lives.

Response: Saving cash matters for the futuristic perspective of life for the majority of individuals, especially the young generation. Personally, I agree with this mindset. To commence with, the economic crisis leads society to be more cautious regarding its future. Due to an increase in living expenditure on the one hand, and unstable current incomes on the other hand, every person would rather possess some safe investments. Therefore, unexpected financial disruptions can be afforded more conveniently. To exemplify, sky-rocket inflation and joblessness have become so commonplace in the Middle East, and the capital in a checking account can play a vital role in meeting a jobless folk’s primary needs once losing their careers. Reaching milestones is another reason for this trend. Anyone has imperative monetary goals that require an abundance of wealth, and these targets might be achievable if their economic resources are collected gradually. For instance, purchasing a home may be more probable for young couples only if they specify a part of their monthly revenue to this objective. Moreover, physical and mental issues have been threatening the community in recent years. As a result, along with taking care of themselves, everybody should deposit currency to their banking accounts and invest in fixed or current assets to ensure that during the sickness, their disorders can be gotten over without any need to borrow money or ask for a loan. To illustrate, during the outbreak of COVID-19, numerous employees were infected by that virus, and if they had belonged secure checking accounts, they would have been able to not only provide expensive vaccines and treat their diseases but also prepare their necessities when they were deprived of working owing to their infections. To conclude, although living in the moment and spending as much as possible sound joyful, as a consequence of the changeable situation of the contemporary world, it is wiser to devote some of the salary to be saved. In this case, recession as well as sudden corporal and intellectual breakdowns can be handled. Besides, the process of acquiring aims can be passed step by step.