IELTS Writing Samples

Response: In this unstable world, saving money for future is very important for everyone especially, young people. Due to some factors such as economic challanges and phisical health problems, people should save money for their future. It is essential for everyone, especially young people to save their money for their future because they may not be able to work and earn money in the future. In fact, no one khows what will happen in the future. If peeople struggle with some physical health problems, they will not be able to work any more. As a result they should save money and investigate to have qualified life. For example, if someone lose their legs in an accident, they will not be able to walk any more. Therfore it will be difficult for them to work and make money. Furthermore they need money for their treatment which in most cases is extremely costly. In addition, economic challanges can lead to some difficulties to earn money in some priods of time. If the economic conditions of a country becomes unpredictabe, in some unstable economic conditions, it will be hard to make enough money for having a high standard of living. That unstable situation would be harder for young people to deal with because they are not experienced enough and they do not know what can be the best decision in that situation. Moreover, by reading biogrophies of rich and successful people such as Ilan Mask we can undestand that since their childhood they have saved their money for future and now they have a lavish lifestyle. These reasons show why everyone should save their money for future. In conclusion, people, especially young people should save their money for future because they may have some phisical health problems, making them unable to work more and make money. Moreover, due to some economic challanges it is better to save money for every difficult economic situation.

Response: It is important to consider how managing money can help people. There is a view that it is crucial for all people especially younger ones to save money for their future. I firmly agree with this statement and in this essay I will discuss the reasons for it. One the one hand, many young individuals prefer to focus on their current moments instead of worrying about their future. This is because it helps them to make the most of their youth by spending their money on their interests and things that makes them really happy, instead of depriving themselves from doing them. For example, a person who is in 20s may decide not go to a travel that they have always dreamed of it and instead save its money for their retirement age. Consequently, they not only scarify their precious young age but also this might effect on their life satisfaction even when they will get older. On the other hand, in my view, people should make a balance between considering their future financial security and their current time. for example, they can allocate some part of their salary for spending on their favorite activities, while saving other portions for the later unexpected situations. In doing so, they can not only take full advantage of their younger years but also enjoy the financial independency they will have. In contrast, if they solely focus on the current period, they might run out of money and be rely on others in the future. In conclusion, although people should not ruin their present moment by constantly thinking about the future, it is vital to make a balance between them and also allocate part of their income for their retirement period.

Response: Nowadays, everyone is surrounded by advertising which leads them to be more and more consumer. As a result, it is very difficult for the young people to save their income. While, saving money is a difficult task, it has numerus benefits for people’s lives. This essay completely agrees with the idea that individuals should save their money. This matter will be further elaborated on by scrutinizing following topics: saving money for long-term and short-term purposes in the future. On the one hand, some believe that every one, especially young people have to save their money for their retirement periods. Although, in some countries, governments support old people, in this period, individuals need to be in safe financial conditions, due to their saving. For example, some health problems are not supported by the insurance, so people have to pay their money for the treatments. In addition, in this age, people are struggling with some mental issues due to lack of outdoor activities and entertainment, so they can invest their saving to boost their mental health, including, going on a trip and participating in entertainment groups. Moreover, not only does saving money have certain advantages for the retirement, but it also has some benefits during the youth period. For instance, young people can save their money to invest it on improving both their personality skills and life conditions, such as learning new skills, buying a new house and having new experiences, then the quality of their lives can be increased during the time. It can be mentioned that young people should be taught to learn how they can manage their income. In conclusion, this essay has elaborated on why saving money has significant roles in old and young people’s lives. It has explained it that old people life depends on their saving for solving both the mental and physical health and young people can use their saving to develop their current conditions.

Response: It is an imperative for mankind to save money for future, and I align myself with this statement. These days, saving money seems unimportant and hard. People work to live better lives but the amount of their salaries might not be as much as they need. Sometimes incomes are not sufficient for living conveniently. Consequently, people don't have enough money to save for future. More over, young people that has just started to work, don't get paid enough to save extra money. Take university students as an example. They need to pay for their education and if they receive extra money, it won't be helpful due to high amount of purchase they have. But what if an unpredictable thing happens to them? On the other hand, people should always separate a part of their salary for future. Firstly, if you force yourself not to buy unnecessary stuff or not to go on unnecessary trips, you can save some money. When you are not prepared for an unpredictable event, this money would save you. Secondly, without saving money, you would not have the ability to buy expensive things. For instance when you decide to buy a house you need to save money for years in order to be prepared. Finally, saving money may allows you to change your job whenever you want. Indeed when you have some money saved, it allows you to be unemployement for a while, until you find the best career without rush. In conclusion, although it might seem hard or sometimes impossible to save money, it is beneficial and sometimes crucial.

Response: It is an imperative for mankind to save money for future, and I align my self with this statement. These day saving money seems unimportant and hard. People work to live better lives but the amount of their salaries might not be as much as they need. Some times incomes are not sufficient for living conveniently. Consequently, people don't have enough money to save for future. More over, young people that has just started to work, don't get paid enough to save extra money. Take university students as an example. They need to pay for their education and if they receive extra money, it won't be helpful due to high amount of purchase they have. But what if an unpredictable thing happens to them? On the other hand, people should always separate a part of their salary for future. Firstly, if you force yourself not to buy unnecessary stuff or not to go on unnecessary trips, you can save some money. When you are not prepared for an unpredictable event, this money would save you. Secondly, without saving money, you would not have the ability to buy expensive things. For instance when you decide to buy a house you need to save money for years in order to be prepared. Finally, saving money may allows you to change your job whenever you want. Indeed when you have some money saved, it allows you to be unemployement for a while, until you find the best career without rush. In conclusion, although it might seem hard or sometimes impossible to save money, it is beneficial and sometimes crucial.

Response: Saving money for the future is notably essential for everyone such as young generations. I totally agree with this viewpoint and I will explain this debate in more detail. To begin with, it is significantly beneficial for individuals to save money for their future. Firstly, by saving money they could have achieve financial stability which allowing people to have peace of mind. In other words, if people save their money for the future, they will reduce stress levels about unexpected situations which might happen in their life. Secondly, the more people save their earnings, the more secure they would become. For example, it is often said that younger people should save some amount of money in their bank accounts which by the next five years, they will have had gradually a lot of money. Moreover, investing money in some financial projects will lead to reach future goals. For example, in many companies, people invest their wages for bigger project in order to harvest a lot amount of money in the future. Additionally, if individuals learn to save their money specifically young people, they would have financial independence which contributes to having financial freedom. Furthermore, saving money for the future is by far the best way for having a better retirement. For example, money will be required in individuals’ 70s, thus, having a bank account with a lot of money, which was saved from adulthood, plays a crucial role in people’s life. In conclusion, although it is really important for people to spend their money, saving some amount of their salaries could be beneficial. People would reach stability in terms of financial and security, and also reducing stress level leads to have peace of mind. Younger generations could reach future goals and independency in life.

Response: saving is an essential for everyone and, it doesnt related to people's age. I completely agree that everyone, especially the young, have to save money for unpredictable days of the future, however, this should not deter people from enjoying their lives. On the one hand, undoubtedly, saving is one of the most important skills that people can learn. This skill can be taught by mentors at school and by parents at home to the children. So, by realizing the value of saving, people will be more aware about their purchases and expenditures, leading to not purchasing products when they do not need them. Consequently, the society would be stay away from 'consumerism' culture. Futhermore, no one can predict the future and the expenditures that might be faced so, by saving youngsters can guarantee a potential financial stability in the future. For instance, I am completely aware about my country's economic inflation and, always attemp to save a small proportion of my income for the future to not get in trouble. On the other hand, saving should not be accounted as a detterant element that do not let young adults to purchase what they like. we all live only once, therefore, we should not limit ourselves strictly. Consequentlty, purchasing responsibly can be key to not only save money, but also purchase what we like. In conclusion, I believe saving is essential in all ages especially in young ages and can be helpful in unforssen future. However, purchasing responsibly beside saving is essential as well.

Response: It is believed by many people that saving money for the future and times of need is important for everyone, young people included. I wholeheartedly agree with this opinion, and in this essay, I will support this idea with relevant examples. First of all, I believe that it is crucial for everyone, be it old or young, to save some money for times of need. Take old people as an example. Many elder people in their 60s or 70s are still working either full-time or part-time to make a living and meet their basic needs. Furthermore, there are some people who are financially dependent on their children or even grandchildren to survive from a medical condition. However, if they had made enough saving while they were younger, they would be able to live on their own without the need of anybody’s help. In addition, having a proper amount of saving can really be beneficial for young people by providing them with more flexibility, especially in their professional lives. While many young people end up in a career that they don’t appeal, financial strains will not allow them to quit that job. As a result, they continue to work in an unhealthy environment that can hurt their mental wellbeing. However, if they have enough savings, they won’t be worried about their financial stability and can change their profession with more ease. All things considered, I firmly believe that saving money for future not only helps you in times of need, but also enables you with more flexibility in making personal and professional decisions. Thus, it is important for everyone to have a proper amount of saving.

Response: Saving up money has become a crucial factor amongst many people, especially youngsters. I completely agree with this statement as putting aside money not only allows for further educational development, but also fosters a sense of reassurance as well as confidence. Nowadays, having access to almost anything is made possible if one has money and resources. Whether it be ecucation or starting a business, money counts as one of the most important assets. Therefore, it is vital for parents to put aside a part of their income to invest in the future of their children. For instance, many american parents are now saving up money every year so that when their young ones reach 18, they are able to go to college and persue further education and as a result, become a distinctive member of society. It is true that money cannot buy happiness, but it sure can buy everything that makes someone happy. Additionally, having enough money, boosts the individuals' confidence and make them believe they are able to manage the upcoming challenges life brings. As a result, people are able to invest in new hobbies which will eventually enhance their mental well-being such as going to the gym or learning how to play an instrument. Such activities reduce stress levels and at times cure depression. In conclusion, I content that saving up money is necessary for pretty much everyone, including young adults. It can help them to follow their dreams and reach their goals conviniently, make them feel confident and allow them to experience desired hobbies.

Response: It is said that saving money for the future is crucial for everyone, particularly young people. While I completely agree with this, people must be aware of the possible dangers of inflation in their journey of saving money. Saving money for the future is universally agreed and recommended. If people, especially younger generations spend money as soon as they earn it, they may struggle later in life. This could be due to the need of money for emergency situations that might happen at any moment, for example medical emergencies, since they may cost a lot. Additionally, saving money helps people with large purchases in the future. Expensive assets, such as a house or a car, require time and effort in order to achieve enough amount of money for buying them. This is especially true for younger individuals, as they mostly start with zero assets and must save money for purchasing them over time. Nonetheless, people should be careful about how and where they are investing their money. This is because of inflation, as it can lower the value of money over time if people do not invest it properly. Therefore, people should diversify their assets while investing in order to save the value of their money for the future. For instance, they can consider buying stocks and/or real estates, which may even grow their money over time. In conclusion, I strongly believe that it’s vital for everyone, and younger people in particular to save their money for their future rather than spending them all. However, they must consider investing their money into different assets in order to protect it against potential dangers of inflation.